Prosper opened to the public on February 5, 2006. The Registered Agent on file for this company is Csc-Lawyers Incorporating Service Company and is located at 221 Bolivar Street, Jefferson City, MO 65101. Origination fees vary between 2.41%-5%. The company says it has originated more than $16 billion in loans to over 980,000 people since it was founded in 2005. You simply fill out some basic info like your address, yearly income, and the size of the loan you want (up to $40,000). BBB remains operational and focused on serving our business community.

Much like many other reviewers, they did what was supposed to be done a soft pull on my credit and the process continued.

to be made from April 1st, 2020-Oct. 1st, 2021. Prosper's blatant failure to honor our Settlement Agreement by not properly reporting my positive, on time loan payments and new lower balance is having a severely, negative impact on my Credit Reports and should be considered a breach of contract. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. All rights reserved.

Prosper is a good choice for borrowers with good credit strong income. SAN FRANCISCO, CA 94105-1895. Not FDIC-insured; investments may lose value; no Prosper or bank guarantee. I gave them emails from my work email address and copies of my paystubs. We are always looking for new relationships to help spread the word about Prosper and our peer-to-peer lending marketplace. NerdWallet does not receive compensation of any sort for our reviews. Prosper headquarters is located at 221 Main St #300, San Francisco, San Francisco. However, this does not influence our evaluations.

Read more. Effective April 1st, 2020 I entered a Settlement agreement with Prosper after I missed payments on my loan. Eligibility for personal loans up to $40,000 depends on the information provided by the applicant in the application form. Notes investors receive are dependent for payment on unsecured loans made to individual borrowers. product. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Get reviews, hours, directions, coupons and more for Prosper Marketplace Inc at 111 Sutter St, San Francisco, CA 94104. Dept. Compare Prosper with other loan companies: Loan example: For a borrower with good credit, a $10,000 personal loan with a repayment term of three years at 18% APR would carry monthly payments of $362, according to NerdWallet’s personal loan calculator. You can apply directly on Prosper’s website, submitting information including your employment status, income and monthly housing payment. NerdWallet strives to keep its information accurate and up to date.

fifteen years, two months and fourteen days, CORPORATION SERVICE COMPANY D/B/A CSC-LAWYERS INCO, 2050 N PLANO RD STE 100 to be made from April 1st, 2020-Oct. 1st, 2021.

Work With Us. I was told by Prosper reps that the loan is reported late and/or unpaid balance until the entire new Settlement Agreement balance is paid in full, then they report the loan is paid in full to the Credit Bureaus.

Prosper and WebBank take your privacy seriously. Checking your rate is super simple. Check more prosper companies.

Its platform provides lists of loan requests with low, fixed-rate loans and no hidden fees or prepayment penalties, enabling clients to easily gain access to affordable personal loans and investors to earn solid returns via a data-driven underwriting model. The company's filing status is listed as Active-Good Standing and its File Number is 493650. I know they exonerate themselves in the terms but we did not complete a transaction. SAN FRANCISCO, CA 94105-2809, 1 MARKET PLZ STE 4125 Prosper offers competitive incentives for affiliates who refer borrowers to our service.

Bloomberg Need help? All Prosper loans are unsecured 3-year fully amortized personal loans. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

Monday – Friday

Prosper has offices in San Francisco and Phoenix . This business is in an industry that may require professional licensing, bonding or registration. The company has a separate product for medical loans as well. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. How BBB Processes Complaints and Reviews. This company state of formation is DE. The interest rate is fixed for the life of the loan and won't change for any reason, even in the event of late payment. Joint loan option: Prosper says getting a joint loan with someone who has strong credit could improve your chances of getting a loan or get you a lower rate on one. We are always looking for new relationships to help spread the word about Prosper and our peer-to-peer lending marketplace. Prosper is a peer-to-peer lender that provides unsecured personal loans to borrowers with fair or good credit. Pre-qualified offers are not binding. Poor customer service, Misleading consumers, Running a hard inquiry when it was supposed to be a soft, Misleading information, Business practices. Loan uses: These loans can be used for nearly any purpose, including debt consolidation and home improvement. Prosper Marketplace, Inc. is an Idaho Foreign Business Corporation filed on October 3, 2005. Personal loan APRs through Prosper range from 7.95% to 35.99%, with the lowest rates for the most creditworthy borrowers. SAN FRANCISCO, CA 94105-1008, 595 MARKET ST FL 10 When evaluating offers, please review the financial institution’s Terms and Conditions. Although the decision did not rule on the lawsuit itself or address whether Prosper might be entitled to insurance coverage in the event any of the lawsuit's claims proved meritorious, it relieved Prosper of significant legal expenses in the interim. Become a NerdWallet member, and we’ll send you tailored articles we think you’ll love. 6am – 5pm (PT), Monday – Friday Another pay period on a p/t job came and they wanted another copy of the most recent pay stub. Investors should review the prospectus before investing. Once approved, Prosper says funds will be transferred to your bank account within one to three business days. PLANO, TX 75093-8189, 5700 W PLANO PKWY STE 3000 8am – 6pm (EST) I have made the new Settlement Agreement payments of $258 (rounded up) on time from April 2020-August 2020, which reduced the new Settlement Agreement balance to $3602.13; however Prosper has been adversely reporting on my account and to the Credit Bureaus that I have an outstanding unpaid balance of $10,871.40 and late payments since June 16th because I haven't made the original, full $601.49 monthly payments. Unlike some lenders, this lender doesn’t directly pay your creditors if you're consolidating debt. » MORE: Best personal loans for fair credit. DALLAS, TX 75201-7849, 5953 DALLAS PKWY STE 200-A Prosper Marketplace, Inc. NMLS#111473 ( Licensing and Disclosures Prosper Funding LLC | 221 Main Street, Suite 300 | San Francisco, CA 94105 Prosper, a peer-to-peer lender, offers personal loans for borrowers with good credit and high income. #36081 3440 Walnut Ave, Bldg. Your application expires if your loan request isn’t at least 70% funded within 14 days. Fewer than five credit bureau inquiries in the past six months. You can contact the customer service representative of Prosper calling Prosper's helpline phone numbers.

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